When you go self-employed, ACC levies arrive alongside your tax — and the first one often catches new agents off guard because it can cover a period already past.
What you are paying for
ACC levies fund cover for injury. As a self-employed agent you pay based on your earnings and your classification, and the amount scales with your income.
Planning for it
- Treat ACC like tax — set a little aside as you earn
- Expect the first year to feel front-loaded
- Check your classification is correct for what you do
We factor ACC into the amount we tell you to set aside, so it is never a shock.