The agents who never stress about tax all do the same boring thing: they move a set percentage of every commission into a separate account the day it lands. That is it.
The system
- Open a separate savings account for tax and GST
- Every time you are paid, move a fixed percentage across
- Never touch it except to pay IRD
The hard part is knowing the right percentage — too low and you fall short, too high and you starve your cash flow.
Realty AI calculates your exact percentage and keeps it current as your income changes, so the account is always right.